Welcome to our website and online learning platform! Money Messages, its director and employees provide their services to you subject to the conditions below. If you visit or subscribe to this website, you will be required to accept these conditions. Please read them carefully and if you have any question, please contact us by clicking on the “Contact US” link or email us at info@moneymessages.co.za.

Electronic communications

When you visit this site or send e-mails to us, you are communicating with us electronically and this implies that you agree to communicate electronically.


Money Messages trademarks may not be used in connection with any product or service that is not Money Messages, in any manner that will cause confusion among customers, or in any manner that disparages or discredits Money Messages. All other trademarks not owned by Money Messages or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Money Messages or its subsidiaries.

Site access

Money Messages grants you access to make personal use of this site. Paid subscription services enable users to download any information available on the site to use for personal use. Modification, reproduction, duplication, copying and resale of any of this content or otherwise exploited for any commercial purpose without express written consent of Money Messages is prohibited.

Disclaimer of warranties and limitation of liability

The information contained in this site and in our products is not to be construed as advice. The intention is to merely provide practical tips and information for the purposes of education. For personalised financial advice, please contact a financial advisor/financial planner/bank or insurance/investment company.   Use of this site and its contents is at your sole risk. We reserve the right to make changes to our site, and to our Terms and Conditions at any time.  We do not warrant that this site, its servers, or emails sent are free of viruses or other harmful components.

Money Messages and its director and employees, shall not be responsible or liable for any loss, damage and expense of any nature whatsoever, which may be suffered as a result of direct or indirect use of any of the information, links, products or services provided through this website and though our Money Messages programme.

While we have made every effort to ensure the accuracy of information contained in this website, we provide no warranty, regarding the accuracy, completeness or correctness of information contained in this site.

Any lesson or lesson resources available in any format and any other information available through this site or the programme is for the convenience of our users and Money Messages accepts no legal liability in relation to the existing information contained in this site.

Any recommendations or suggestions that is made my Money Messages in based on the information contained within the lessons and available resources. These are intended as possible solutions and all learners are required to consider any other factors that might be relevant or unique to their personal situation prior to implementing the suggested solutions. We recommend consulting a financial advisor, financial planner, or financial coach for bespoke individual solutions.


The content available on this programme and within this website is subject to copyright protection and is for the personal use of registered users and paid for subscriptions. The copyright of the content of this website is owned exclusively by Money Messages. Reproducing any or a part of the content through this site or our programmes, other than for personal, non-commercial use, is prohibited without prior written consent from us.

Privacy policy

Money Messages, registration number 2010/1255261/23, its director and employees respect your privacy and the confidentiality of your personal information.

Personal information that you supply to us via this Website (“your personal information “) is only used and processed for the purpose:

  • for which we request the information, as stated in the relevant web pages; or
  • to the extent necessary to enable us to meet our obligations to you; and
  • to comply with our legal obligations in terms of this binding agreement.

We will not disclose your personal information to third parties unless:

  • permitted or required to do so by law; or
  • you have expressly authorised us to do so.

Money Messages may on occasion, use your personal information to identify gaps in learning and to improve our delivery to our learners.

We have controls in place to prevent unauthorised access to, modification or destruction of your personal information, whether accidental or deliberate. These controls are based on the requirements of the business and conform to commonly accepted industry standards as well as contractual and legal requirements.

If you do not interact with us or if you browse our Website anonymously, we may from time to time collect information such as your e-mail address.

We may occasionally contact you to inform you of new services or products offered by Money Messages. You will, however, always be given the opportunity to instruct us to remove your details from our mailing list.

We reserve the right to amend our online privacy policy at any time by posting the amended policy on our website. Unless otherwise stated, the current version will apply each time you access our website.

Payment Methods

Payment to subscribe to our secure site can be made via PayPal. When using a credit card for payment, you confirm that the card being used is yours and Money Messages is indemnified from any claims in this regard.

Termination of agreement

Should you wish to unsubscribe from our site, please click on the unsubscribe button from our email communications alternatively you can contact us on info@moneymessages.co.za. You will also be required to stop the monthly subscription on your account.