How to identify your money goals?

I only truly discovered the power of goal setting later in life. And if I think back to all the goals and progress, I could have made, I realise I have two choices: Get up, start moving and play catch up or sit back, regret what I could have had and allow life to pass me by. If you are in a similar boat, then decide right now what are you going to do differently to make your life better. Author, Robin Sharma says, “Don’t live the same year 75 times and call it a life.” So, if you want a [...]

Gifts that keep on giving

This article was first published in the fourth quarter 2016 edition of Personal Finance magazine. The first, simple goal of gift-giving is instant gratification – you want it for yourself, in the form of appreciation, and for the recipient. If you get the desired reaction, job done. But the effect is fleeting. It takes far more courage to set the goal further and higher: a gift with benefits that are not immediate, but become more apparent as time goes on. * Instead of cash to spend, give the potential of “money in the bank” in the form of an investment that [...]


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