Money Smart Week South Africa 2023

MSWSA2023 Living paycheck to paycheck? One of the reasons why you may be struggling to manage your finances is that you haven't identified your personal money goals. Having a reason to save, take a deeper look at your expenses, or simply stop spending money unnecessarily will kick start the process. In this video, I share a profound technique I used to find my Financial WHY. If you would like to discover the real reason behind why financial wellness should be important to you, download your free workbook below. #MSWSA2023 https://youtu.be/4t9JgWbh2Gg https://moneymessages.co.za/wp-content/uploads/2023/09/MSWSA2023-workbook-3.pdf Complete this short survey to let MSWSA know what you [...]

Celebrate your progress

The end of the year is a time not only to wind down but to take stock and reflect on the year that has passed. It provides an opportunity to pause and to ponder on what worked, and what didn’t, to think back to the highlights and the low lights, to review goals set, goals achieved, and goals not met. Use the remaining time left to course correct and to do whatever you can. But most of all use the lessons learned to make the next year a more successful one. Robin Sharma, author of the 5 AM club says don’t [...]

Shifting the way people think, feel and behave with money...

How to identify your money goals?

I only truly discovered the power of goal setting later in life. And if I think back to all the goals and progress, I could have made, I realise I have two choices: Get up, start moving and play catch up or sit back, regret what I could have had and allow life to pass me by. If you are in a similar boat, then decide right now what are you going to do differently to make your life better. Author, Robin Sharma says, “Don’t live the same year 75 times and call it a life.” So, if you want a [...]

Gifts that keep on giving

This article was first published in the fourth quarter 2016 edition of Personal Finance magazine. The first, simple goal of gift-giving is instant gratification – you want it for yourself, in the form of appreciation, and for the recipient. If you get the desired reaction, job done. But the effect is fleeting. It takes far more courage to set the goal further and higher: a gift with benefits that are not immediate, but become more apparent as time goes on. * Instead of cash to spend, give the potential of “money in the bank” in the form of an investment that [...]


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