I will never forget the day that started this journey. My daughter was about six, and I was doing the afternoon school run. It was extremely hot that day and I suggested we stop to get an ice cream. She wanted an ice cream from a fast food outlet that cost about R5 at the time. However this detour was in the opposite direction of home, so I suggested we get an ice cream from the shops on the way home.

I bought three ice creams that day costing R20 each and when we got home, I mentioned that these ice creams were expensive. Her response was “What do you mean, mommy?”

Now, having worked in financial services, and having delivered financial education talks to adults, I found myself struggling to explain the concept of expensive in a way that would make sense to her.

As with all difficult topics I find myself having to discuss with her, the first thing I do is go to a bookstore to find a storybook that can assist with unpacking the details. To my surprise, I could not find any age appropriate books relating to money. This triggered the idea that it was something we could start together, and this was how Mrs Spiggles was born.

Read More